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Terms and Conditions

Last updated: August 12, 2026

These terms and conditions (“Terms”) govern your use of hhbizsolutions.com (the “Site”), owned and operated by Las Vegas H&H Associates, LLC, doing business as H&H Business & Family Solutions (“H&H,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

About H&H Business & Family Solutions

H&H is a Las Vegas / North Las Vegas, Nevada based business that helps employers, employees, individuals, and families explore education-based solutions in employee benefits, financial education, and legal protection, including WellthCare, HowMoneyWorks, and LegalShield.

Educational Purpose, Not Professional Advice

Content on this Site, including information about WellthCare, HowMoneyWorks, and LegalShield, is provided for general, educational purposes only. It is not:

  • Financial, insurance, tax, or legal advice
  • A guarantee of eligibility, coverage, or results
  • An offer or solicitation to sell any specific insurance, financial, or legal product in any jurisdiction where such offer would be unlawful

Any decision to enroll in or purchase a product referenced on this Site should be made after speaking directly with a licensed representative of the applicable provider (WellthCare, HowMoneyWorks/WealthWave, or LegalShield) and reviewing that provider’s official terms, disclosures, and policy documents. H&H encourages you to consult your own financial, legal, tax, or insurance professional before making decisions about your specific situation.

Third-Party Solutions and Links

Our Site provides information about, and links to, independent third-party companies, including WellthCare, HowMoneyWorks/WealthWave, LegalShield, and scheduling tools such as Calendly. These third parties operate independently of H&H and are governed by their own terms of service, privacy policies, and business practices. H&H does not control and is not responsible for the products, services, content, or practices of these third parties. Any transaction you enter into with a third party is solely between you and that third party.

Use of the Site

You agree to use the Site only for lawful purposes. You will not:

  • Use the Site in any way that violates applicable federal, state, or local law
  • Attempt to gain unauthorized access to any part of the Site, our systems, or related networks
  • Interfere with or disrupt the Site’s functionality or security
  • Use automated tools (such as bots or scrapers) to access or collect data from the Site without our written permission
  • Submit false, misleading, or fraudulent information through our contact forms or scheduling tools

Contact Forms and Discovery Calls

When you submit a contact form, request information, or schedule a discovery call through the Site, you represent that the information you provide is accurate and that you have the authority to provide it. Submitting a request does not create any obligation on your part to purchase a product, and does not create any obligation on H&H’s part to provide coverage, enrollment, or services; it simply initiates a conversation. Our handling of any personal information you submit is described in our Privacy Policy.

Intellectual Property

All content on the Site, including text, graphics, logos, images, and the overall look and feel, is the property of H&H or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may view and print content from the Site for your own personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works from any part of the Site without our prior written consent.

Testimonials and Media

Testimonials, reviews, and media mentions featured on the Site reflect individual experiences and opinions. They are not a guarantee that you will have the same experience or results.

Disclaimer of Warranties

The Site and its content are provided “as is” and “as available,” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy. H&H does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, H&H, its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising from or related to your use of, or inability to use, the Site, even if we have been advised of the possibility of such damages. H&H’s total liability for any claim arising from your use of the Site will not exceed one hundred dollars ($100).

Indemnification

You agree to indemnify and hold harmless H&H, its owners, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Nevada, without regard to its conflict of law principles. Any dispute arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the state and federal courts located in Clark County, Nevada.

Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised “Last updated” date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Contact Us

If you have questions about these Terms, please contact us:

Las Vegas H&H Associates, LLC dba H&H Business & Family Solutions Email: info@hhbizsolutions.com Phone: (702) 555-0123 Location: Las Vegas / North Las Vegas, NV